There will always be problems that come up while traveling, and there are several ways of dealing with them. Some people choose to buy their way out with money, while other more adventurous souls might wing it and try to solve the problem without monetary assistance. The latter is, in my opinion, the correct choice. Problems that you refuse to, or that can't be solved with money almost always create great new experiences.
We were faced with the loss of the roof over our heads, and no prospects of another to come. The housing development that we were in was accessible only by major highway, eliminating the possibility of walking to a hostel or hotel; public transportation stopped running at 10:00, eliminating that option; and we were too far from any major metropolitan areas to get a taxi at such a late hour as well. We would have to walk... somewhere.
That's about it for now.